Loan is a form of debt incurred on the borrower when he borrows money from the lender which is usually a bank. The borrower pays back the money to the lender in installments. If the installment amount is the same throughout, such loans are of the annuity type. The financial institutions which offer the loan charge an additional amount along with the loan amount called the interest of the loan. Loans are basically of two types-secured and unsecured loans. Secured loans are taken against collateral like property or vehicle. In the case of mortgage loans, the property is given as the security till the loan amount is paid in full. Unsecured loans do not require any collateral, but the interest rates are quite different from that of secured loans.
Mortgage Loan | Personal Loan | Secured Loan | Student Loan |
Unsecured Loan | Vehicle Loan |
| Advance Restaurant Finance Advance Restaurant Finance (ARF) blog provides resource on business loans, finance issues, marketing, and more. |
| All About Loans Help the consumer get the service and assistance available when seeking a loan or financial information. |
| Capital One A diversified bank that offers a broad array of financial products and services to consumers, small businesses and commercial clients. |
| Citizens Bank - Student Banking & Student Borrowing Offers student services including student banking, borrowing, helpful tools, and loans. |
| Creditloan.com Educate consumers about various finance issues through articles on bad credit loans, mortgage loans, credit cards, student loan information, and more. |
| Freedom Stores - Military Loans Offers convenient credit for military and government personnel on wide range of inventory of furniture & electronics. |
| Glitec Finance Finance institution that provides personal loans, secured loans, mortgages, debt consolidation loans and advices in debt management. |
| Home Equity Loan Informational guide offering free tips and resources for home equity loans. Includes home equity loan calculator, blog, and more. |
| Investment Property Loans Provides information on financing rental properties including mortgage rates from competing mortgage companies. |
| LendingTree Helps the customers manage their finances by their interactive tools, personalized advice and comprehensive resources. |
| Magic Finance Group Based in Cheshire, England offers different types of home loans that includes consolidation loans, home improvement and home equity loans and also provides various lender based quotations. |
| Merchant Resources A direct merchant cash advance funder provides small and medium-sized businesses with the working capital at low interest rate. |
| Military Lending - Omni Financial Offers loans to the members of US Armed Services and US Coast Guard. Includes online applications and toll free number customer support. |
| Sallie Mae Provider of student loans and administrator of college savings plans while assisting them with information and resources. |
| Wells Fargo Provides personal banking, loans, investing services, small business, and commercial banking. |