Debt consolidation is the way of repaying several loans by taking a single loan. Instead of dealing with several creditors, the borrower opts for a single creditor which is often a bank or credit union. In the usual case, it is taken against solid collateral which offers less risk to the lender and such loans are termed as secured debt consolidation loans. As the collateral serves as a good security against the loan, the interest rates will be relatively less. In some cases when the loan is taken without a collateral, it is termed as an unsecured debt consolidation loan. Another advantage of the debt consolidation loan is that it can be availed without the need of clearly mentioning the purpose of the loan.
| 3DebtConsolidation.com Non-profit organization specializing in debt consolidation and debt settlement through counseling. |
| American Debt Consolidation Based in Wisconsin, provides credit card debt consolidation and debt counseling. |
| BillConsolidation.net A non profit agency, provides free bill and debt consolidation loans to those in need. |
| Budget Planners Offers various consolidation resources to maintain a budget, make a affordable payment and to get online finance education. |
| CareOneCredit.com Provides debt consolidation counseling which includes various consolidation options, debt management plan and settlement. |
| ClearDebt Offers debt management solution to people in United Kingdom and help them overcome their debt crises. |
| Credit Care Corp Office located in New Jersey, provides debt negotiation and credit repair services. |
| Credit Solutions Debt settlement industry leader in the US with their expertly trained employees manages the unsecured debt for the clients. |
| Debt Advisers Direct Helps people with financial difficulties and offer debt advice to people throughout the UK. |
| Debt Consolidation Community Offers debt advices and solutions for consolidation loans, payday loans and collection agencies. |
| Debt Settlement Debt and credit professionals facilitate debt settlement programs for consumers in debt and considering bankruptcy as a last option. |
| Direct Lending Solutions Based in Texas offers various informations regarding mortgage programs, student loan repayment, credit cards, divorce-debt concerns, bankruptcy regulations and more. |
| UKCredit.com Individual Voluntary Arrangements (IVAs) and Debt Management Plans (DMPs) from UKCredit.com, providers of financial help and support. Includes bankruptcy & consolidation solutions. |
