Credit card providers issue the credit card to their users in the form of plastic cards. The credit card users are given the privilege to borrow money from the service providers in order to pay the merchants. The credit card owner has to pay some interest on the amount he loaned for the time period. In some systems, the money owed to the bank will be deducted automatically from the account of the user. A debit card, on the contrary, deducts the amount from the account of the card holder for each transaction. It can be used for shopping, and some debit cards can also be used for online transactions. Debit cards function as ATM cards and are used for withdrawing cash from the user’s account. Debit card is used to spend the money the account holder possesses while the credit card makes use of the credited money.